Codex Insurance Pty Ltd (ABN 40 669 032 811) (‘Codex Insurance’), an Australian company and a Corporate Authorised Representative (CAR No. 1314764) of Insurance Advisernet (ABN 15 003 886 687, AFSL No. 240549), operates under an agreement with Certain Underwriters at Lloyd’s of London (Lloyds), led by MS Amlin, Syndicate 2001, which provides it with the authority to effect insurance contracts, where Codex Insurance will be solely acting as an agent of Lloyds, and not acting on your behalf. Any advice provided by Codex Insurance in relation to any product is general in nature and does not take into account individual circumstances.